With CDs and other fixed income products paying laughable yields, investors are searching for places to park their money and earn a decent interest rate. In a previous article, I wrote about 8 ways to earn income when interest rates suck. One of the options that I mentioned, peer-to-peer lending, has started to catch momentum as […]
Small Business Tax Forms & Which One You Should Use for Your Small Business
December 2013 by 2 Comments
This is a guest post by Phillip Christenson, CFA, from Phillip James Financial. I asked him to share his expertise for us small business owners as January 1 is right around the corner. Read on how to choose whether you should be using Schedule C, Form 1065, or something more specific. This summary on tax […]
Millennials, Are You Ready to Retire?
December 2013 by 3 Comments
I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not. […]
The Facts about the Obamacare Tax Credits
November 2013 by 5 Comments
It’s been said, a fool and his money are soon parted. The rest of us wait for April 15th. But that might be about to change. There is real gold tucked inside the health care laws complex tax credits if you’re willing to dig a little. If your family makes less than $94,000 per year, […]
Home Insurance: The Top 5 Strangest Questions Ever Asked
October 2013 by 2 Comments
The questions that people ask on the internet can be staggering. From a man asking the readers of Yahoo Answers where they should hide a body, to a girl asking for advice because her new boyfriend isn’t texting her back. To reassure you, the first one was apparently ‘research’ for a forensic science study. In […]
What to Look for When Shopping for Small Business Banking
October 2013 by 1 Comment
Only a year and a half ago my partner John and I started a small business together. Of course, we want to share the finances, which required us to open a small business banking account. It involved a bit more than we anticipated. Merely visiting your current bank’s local branch or website may or may […]
Is Home Insurance Worth Your While?
October 2013 by Leave a Comment
Homeowners insurance – you’re often not legally required to have it (though sometimes are) and it’s the type of thing that you theoretically could never use, but the truth is that home insurance is truly invaluable. It’s easy to tell yourself, “I’ll probably never get robbed” or “It’s really unlikely that something will ever do […]
How Taking Control Of Your Finances Changes Your Life
October 2013 by 2 Comments
I don’t know many people who, from first dollar in hand, knew exactly how to control their money. Learning how to control your finances is a learned skill. Some people are fortunate enough to have learned valuable skills from their parents or other role models while others, myself included, fumble their way through their finances […]
Ways To Make More Money: Part Two
September 2013 by 1 Comment
There are quite literally millions of (legal) ways to make money. Most people get a job and work at said job as their only income source never really doing much about ways to make more money. They want more money, but few people actually do something about this need/want/desire and become proactive about it. A […]
Investing Tips: Capitalize on Profitable Spinoff Stocks
September 2013 by 1 Comment
One of the most underrated and profitable segment of the stock market is a spinoff. A spinoff transaction occurs when a publicly-traded company turns one of its subsidiary businesses into a new, completely separate corporation that becomes publically traded with its own distinct shares. Shares in that new outfit are distributed to the shareholders of […]
