Emergency funds are a well discussed topic in the work of personal finance. Before I started my own blog, I never really considered one. It was a total after thought. As an ”emergency” situation arose, we found a way to deal with it which usually involved rearranging bills in some way and always figuring it…
This week I’m on a family vacation. While we were fortunate to be able to drive to save money, we already know where the next reunion is since they are planned two years in advance. With the next destination, driving won’t be an option. Seeking out great airfare deals will be so important for us…
Coupon sites are everywhere. What started as a small online niche has grown into a huge internet phenomenon. Through an online coupon site, you can do everything from save $1.00 off your favorite cereal to book a dream trip to Fiji. Sometimes it seems like the deal is too good to be true, but often…
As a shareholder of a publicly traded company, you generally have the right to vote on certain corporate actions. The board of directors can be reshuffled, mergers and acquisitions must be approved and amended bylaws are subject to voter approval. What shareholders do not get to vote on are stock splits and ordinary dividends (there…
As we discussed last week, summer can be expensive! A staycation is a perfect way to enjoy family time this summer while not breaking the bank. As defined by Wikipedia, a staycation is: A period in which an individual or family stays home and participates in leisure activities within driving distance, sleeping in their own beds…
Many people in today’s economy are forced to rent their homes in order to relocate to where the work is. These are not your usual landlords so there are many important steps that are done wrong or not done at all. If you don’t know what you’re doing, you can make some costly errors or…
I don’t know about you, but for us summer gets expensive! Between summer vacations, family gatherings, weddings and kid involvements, our budget always seems to go bust in the summer. We’re like caged animals being let out. Cooped inside all winter and finally out socializing again can hurt the pocket-book. If you haven’t yet made any…
Something I know a thing or two about is debt and marriage. I’ve been with my husband for 11 years, married four. In our relationship, there is no ‘’his’’ and ‘’mine’’ in terms of finances. For everything else, what’s mine is mine and what’s his is mine. I kid! We manage everything together. Given that…
When one decides they want to get out of debt, I’m talking making a serious commitment to it, there is usually a motivating force behind it. Though some people are self-motivated when it comes to debt repayment, more often than not, people need a motivating factor to help push them along their debt repayment efforts….
A huge reason why I blog is to teach people about mistakes I made and lessons I learned from them. Though not everyone learns this way, I do well with learning from past mistakes, mine or others. With Father’s Day approaching, I thought I would share some financial mistakes my dad made and what I…