Ugh…. ….when I was a financial advisor, there was one investment that always drove me crazy. it was frustrating for two reasons: – It had huge expenses (and, not-shockingly, high commissions to the person who recommended it). – The client rarely knew they had it and how it might actually be “good” in their IRA…
Small businesses owners need technology more than ever. With a growing population of tech savvy customers always on the lookout for the newest and greatest offerings, there’s a focus on how technology can be used to grow your company and increase your profits. The good news is small businesses need to only invest a little…
Mortgages. Even the name sounds like someone attaching chains to your legs, doesn’t it? But there’s good news: mortgages don’t have to be ominous, and if you do them wisely, you can come out ahead on your mortgage decision. Let’s start with what a typical mortgage looks like and then we’ll talk about some strategies…
I was chatting with my career coach on the phone this morning. We were discussing switching my plan from a “to do list” and yearly goals to a 90 day plan and yearly goals. The reason? Yearly goals and “to do lists” often have nothing to do with one another, but yearly goals and 90…
As a general rule, the idea of stepping outside of your house to purchase something is considered to be old-fashioned in the modern age. Strangely, however, this is never mentioned when people discuss rising levels of obesity, despite the fact that you can now order in everything from groceries and takeaways to clothes and fashion…
There’s a trick to getting more money, and it’s not begging your boss for a raise. According to a recent USA Today article, compensation for CEOs of companies in the S&P 500 jumped 13% in 2013. That means that more people at the top are making over $100 million than ever before. You can’t live…
There’s a big difference between wanting to retire early and actually retiring. Hey, everybody! I’m ready to join the party! I’ve been told by bossman that I’m now going to be writing here once a month. You ready? I certainly am. Rather than an extended post on who I am and what I’m about, let’s…
I fall into the millenial category, those born between 1978-1988. I can honestly say, as I sit here nearing 30, I am NO where near on track for retirement. Hell, I still have almost 100k worth of debt to deal with first. Am I freaking out yet? No. Should I be? Maybe, but I’m not….
Cash is king. It’s a short sentence or phrase oft-quoted in relation to Arab countries such as Egypt. And usually it refers obliquely to the reticence many Egyptians have in placing all of their financial eggs in the one labyrinthine banking basket. At least, that’s how they perceive it. But the truth is much of the mistrust is also a consequence of under-banking. The majority of Egyptians don’t earn enough to even have a bank account let alone something as alien as a credit card. Therefore, they’ve no opportunity to experience any of the modern-day banking benefits most of us rather take for granted. Instead, they carry on as they’ve always done, paying cash for the everyday necessities as they go along.
In this day and age, it seems like a good credit score is necessary to move forward with almost any new chapter of your life. Whether you are buying a car, house, or just applying for a credit card, a clean and full history seems like the key to Emerald City. We have all heard…