Many people face financial constraints, and it is how they handle the problem that offers the solution. In extreme cases, you might want to look for a more targeted solution to the problem. Filing for bankruptcy is among the many ways. You should, however, view bankruptcy as the last-ditch in your plan. In cases where […]
Timeshare Maintenance Fees Drain Owner’s Wallets
April 2021 By Leave a Comment
As you begin the process of budgeting and saving money, it’s important to spend some time evaluating whether your timeshare is helping you or hurting you. Timeshares are an expensive proposition, and they tend to drain the wallets of their owners over time. If you have a timeshare, chances are you’re spending far more money […]
7 Tips to Help You Cut Down Your Debt
February 2021 By Leave a Comment
Debt can be crippling if you let it build up without attempting to pay it down. Sometimes you can end up deep in debt because of an unexpected expense or problem, and it can feel impossible to get out of the debt you’re in. Especially after 2020 when so many people lost their jobs and […]
The Problems That Come With Being a 30K Millionaire
November 2020 By Leave a Comment
I’ve recently been introduced to the concept of the 30K millionaire. Apparently, the concept has been around for several years, but I first heard of it about a month ago. So, what exactly is a 30K millionaire? I decided to do some research and share what I found with you. So, What Is a 30K […]
Personal Financial Update June 2020
June 2020 By Leave a Comment
June has arrived and with it my personal financial update, June 2020. Our pool is open, the garden is planted, and we were able to do our first kayak trip of the season on the river near our cabin. The world is still in turmoil, as the coronavirus is still infecting millions of people, and […]
Mortgage Refinance Checklist
May 2020 By Leave a Comment
Refinancing your mortgage is an excellent way to save money and shorten the term of your loan. But you need to do your research to see if a refinance is right for you. Interest rates are at historic lows, but a low rate alone is not a reason to refinance. Here is a mortgage refinance […]
Dealing with the Coronavirus. Personal Reflection APR 2020
April 2020 By Leave a Comment
April is already more than half over. It’s still cold here however, as it’s going down into the mid 20’s tonight. So, Spring has not sprung just yet. I have managed to cut my grass for the first time, and I cleaned out my mulch beds. More work to come once it finally warms up. […]
Coronavirus Credit Card Relief Programs
April 2020 By Leave a Comment
If you are carrying a balance on credit cards and have suffered a job loss or income reduction due to the Coronavirus pandemic, then you may qualify for some relief. Multiple credit card issuers have launched programs to assist customers who may have trouble meeting their payment obligations during these unprecedented times. I’ve compiled a […]
Can You Buy a House With Student Loan Debt? Yes, Here’s How to Tackle It
February 2020 By Leave a Comment
While the idea of the house with the white picket fence has morphed and modernized, the dream of homeownership is still very real for the average American. And while the call of homeownership remains steadfast, the cost of higher education has increased dramatically, strapping even the most financially prepared students with student loan debt. There’s […]
First 7 Things to Do After Becoming Debt Free
February 2020 By Leave a Comment
Debt is extremely common and comes in many different forms. There are numerous reasons as to why an individual might choose to take on debt. Someone might get a mortgage to buy a home. Someone might get an auto loan to cover the cost of a new car. Someone may need help covering their medical […]
