First 7 Things to Do After Becoming Debt Free

Debt is extremely common and comes in many different forms. There are numerous reasons as to why an individual might choose to take on debt. Someone might get a mortgage to buy a home. Someone might get an auto loan to cover the cost of a new car. Someone may need help covering their medical […]

How To Make The Debt Snowball Payment Strategy Work For You

What happens when you roll a snowball? It gets bigger and bigger until it’s so big it’s practically indestructible. That’s good fun when you’re a kid. It’s just as fun as an adult when you use this snowball method to tackle your debt So what is the debt snowball method? Continue reading to learn what […]

Eliminate the Debt and Live Your Life

If you currently live the paycheck-to-paycheck lifestyle, you know all too well the challenges you face. You get paid and the day after you have nothing left to live on. It’s not a comfortable lifestyle by any means. And, any minor setback, like a notice of a past due imminent bill can turn your delicate […]

Are You Stuck in Debt? Then Change Your Mindset.

Are you stuck in debt? Then change your mindset. The average American has over $90,000 of debt. Debt is accepted in society more than ever. Car loans, student loan debt, credit cards, and any other debt are the norm. People actually look at you strange if you don’t have debt. But, this debt can be […]

Mortgage Basics (and two great strategies to annoy your banker)

Mortgages. Even the name sounds like someone attaching chains to your legs, doesn’t it? But there’s good news: mortgages don’t have to be ominous, and if you do them wisely, you can come out ahead on your mortgage decision. Let’s start with what a typical mortgage looks like and then we’ll talk about some strategies […]

Can Debt Settlement Be Your Way Out of Debt?

Debt is a serious problem for more than 50 percent of the households in the United States. But before we can talk about a way out of debt, you must understand the mechanism for getting into debt. Is Credit Really Your Friend? If you’re like most people you’ll find your mail box full of pre-approved […]

How to Prioritize Debt Payments

One of the biggest questions out there is how does one prioritize debt payments. Should I pay my student loans off first or my credit card? Should I be simultaneously putting money aside towards my savings with a 401k or Roth IRA? These are all great questions to ask, and the answers are crucial to […]

Build a Budget That Works: Part Three

Today is part three of the ”Build a Budget That Works” series. Check out parts One and Two! Once you’ve calculated your budget based on your three expenses it’s likely now time to make some changes. Because ever situation is very personal, I can only make suggestions rather than tell you exactly what to do […]

How To Build a Budget That Works: Part One

If I’m being honest-and honesty is something I rely on blogging for-I didn’t have a budget most of my life. I had NO idea how to manage money. None. Zip. Zilch. I was totally clueless about money and what to do with it. Sure I knew people put money in savings accounts but growing up […]

How to Have Fun While in Debt

One of the toughest parts about getting out of debt is having to miss out on social events. Socializing can be very expensive depending on what you choose to do. My husband’s best friend is getting married next weekend. This past weekend was the bachelor party and a stark reminder about how expensive socializing can […]