If you need a loan for whatever reason, your credit score is going to have a part to play. Your credit score is what banks and lenders use to determine how reliable you are. It’s far from a perfect system, but we all have to play by its rules to get credit. Which is why […]
Clever Ways to Improve Your Credit Score
Your credit score will impact many elements of your life in unexpected ways. For example, the 37% of home buyers represented by millennials may have a bad credit score that affects their ability to buy. Thankfully, there are ways to boost your score that take minimal effort and may not cost you much. Here are […]
How Many Credit Cards Should You Have?
Credit Card Reward Stacking
Credit card reward stacking is a concept to stack multiple offers to receive the most savings possible on your purchases. Using your credit card to earn things like cashback, airline miles, or hotel credit can be a smart financial strategy. But there is a way to earn even more and maximize the benefits that you […]
Coronavirus Credit Card Relief Programs
If you are carrying a balance on credit cards and have suffered a job loss or income reduction due to the Coronavirus pandemic, then you may qualify for some relief. Multiple credit card issuers have launched programs to assist customers who may have trouble meeting their payment obligations during these unprecedented times. I’ve compiled a […]
Five Things To Consider When Getting Your First Credit Card
For most people, opening their first credit card is the ultimate sign of reaching adulthood. Having a credit card means a great deal of responsibility, and this should not be taken lightly. Understanding how credit cards work and learning tips on how to use it smartly is essential. If you’re planning to look at some […]
Real Financial Advice from a 3×5 Card
Harold Pollack, a University of Chicago Professor wrote a 3×5 card that gave real financial advice. Most of this information is well known to most people. The problem is that although we have the information, we rarely use it. Going over financial advice may be boring to some, but may save others future hardships. Let’s […]