The Coronavirus pandemic has caused economic and social upheaval likes which many of us have never seen before. A record single-day drop for the DOW at the start of the pandemic. Some 46 million Americans out of work and filing for unemployment. Small businesses forced to close or modify their operations. And, global changes to…
Some of you have probably seen the humorous Sonic commercials on TV and wonder, where are all the Sonics? Well, interestingly enough you should just Google this and you’ll see they are all across the country! Once you’ve got your GPS prepared to dig into one of their savory burgers and thick chocolate shakes, the next…
What is impact investing? Impact Investing is a form of investing that invests in funds or organizations that have the intention of creating or furthering a social or environmental cause in addition to generating a financial return. There is a long history of individual investors and funds avoiding certain companies or asset classes which they…
How many credit cards should you have? There is no one size fits all answer to this question. If you have a lot of debt that you are trying to pay off, or if you struggle to keep a strict budget, then the answer in your case is to have zero credit cards. However, if…
How do you lower your credit card interest rate? If you find yourself in credit card debt and are trying to pay it off, then lowering the interest rate on your cards can help accelerate the process. With the average APR on credit cards in the U.S. being between 15% and 22% you can see…
It’s time for another personal financial update, July 2020. It’s the middle of July, but it certainly doesn’t feel like it. No fireworks, or street fairs, or concerts this year. The virus has definitely changed our world. I’m looking forward to the day that this is all behind us and things are normal again. But,…
How do you become an Investment Banker? If you have dreamed of a high paying position, then Investment banking could be for you. The hours are long. Sometimes north of 100 hours a week. Beyond that, you will be on call 24/7 to handle urgent requests. Attention to detail is a must, as is multitasking,…
Today is the last day of June. This personal reflection closes out the month and looks forward to July. Things have slowly been reopening, but we have a long way to go before things will be normal again. Work is busy and even benefiting from the pandemic, so I am thankful to still be employed…
Credit card reward stacking is a concept to stack multiple offers to receive the most savings possible on your purchases. Using your credit card to earn things like cashback, airline miles, or hotel credit can be a smart financial strategy. But there is a way to earn even more and maximize the benefits that you…
It’s hard to believe that it is already the middle of June. This personal reflection for June 2020 is going to be some random thoughts and events that have been going on in my life. I’ll save a financial update for another time, since not much has changed since my last personal reflection a couple…