If you are carrying a balance on credit cards and have suffered a job loss or income reduction due to the Coronavirus pandemic, then you may qualify for some relief. Multiple credit card issuers have launched programs to assist customers who may have trouble meeting their payment obligations during these unprecedented times. I’ve compiled a…
April has arrived and with it some welcome warmer weather. I gave my lawn tractor a tune up a few days ago in anticipation of the coming mowing season, and I started to clean out some of the mulch beds around the house. Work on our cabin continues with new electrical outlets and switches installed,…
Coronavirus has consumed our lives right now. There hasn’t been much movement on my personal finances since my last update, so I figured I’d give a brief update on the impact of the coronavirus on my life. Work I am thankfully still working. Several of my friends aren’t so lucky. Everyone at my place of…
Poverty in its most broad definition is a condition where people live without adequate amounts of basic necessities such as food, clothing, and housing. The U.S. Census describes that those living in poverty are individuals who have an income of less than $34 per day or a family of four who earns less than $69…
March is here and with it some Spring-like weather today. As I sit and write this, the temperature touched close to 70 degrees where I live. There will no doubt be some more cold weather ahead before it is all said and done, but it is a nice relief today. It also serves as a…
If you are a homeowner or thinking about becoming one, then there may be some major projects or renovations that you’d like to do. These could be expensive such as a kitchen or bathroom remodel or addition. If you are planning to finance a home improvement, then one of the more common things to do is…
There hasn’t been much of a change in my debt since my last update. So, as February draws to a close I thought I would take a break from the normal debt and asset updates and post up a few random thoughts and let you know what I’ve been up to this month. Don’t Panic…
February is here and so are thoughts of winter coming to an end. Here in the Northeast we’re looking at another month and change of winter, then the weather will finally start to break. As mentioned in my last update I’ve been making a Spring project list of work that needs done around my house. …
You are hopefully living life within your means, paying off or avoiding consumer debt, and building net worth. If you are, then congratulations. You already have a winning strategy in place, and you probably already know what you need to do in order to grow and protect your nest egg. But what if you suddenly…
January 2020 is already coming to an end. I can’t complain too much, as this winter has been mild for the most part. I haven’t had to plow my driveway yet or shovel much snow. Heating costs are also keeping low this winter. So, how are my finances fairing as we head towards February? Here…