February is quickly ending. This winter has been long and cold, so I am happy that Spring will hopefully be here soon. Here is a quick personal financial update as this winter winds down. Real Estate Investing The biggest news of the month is that we were out shopping for investment properties a couple hours…
There’s no denying that most Americans had a difficult year in 2020 — and we’d like nothing more than to leave it in the past. But as Tax Day approaches, it’s clear that the memories of last year are now back to haunt us. And if you’ve unknowingly become the victim of unemployment fraud, that…
SMBX is an online platform dedicated to helping small businesses raise capital via bonds. Its marketplace caters to both small businesses looking to raise capital for their startup as well as to retail investors who want to invest in these business ventures. The minimum investment is $10, and the maximum return currently being offered is…
If you’re looking to start your own business or scale up an existing business, chances are that finding the right investor is a critical element in your future success. Choosing the right investor for your business is incredibly important and will have far-reaching effects on your business. Take these things into consideration as you begin…
Owning your own home is expensive. Between mortgage payments, utility bills, furniture, appliances, decorations, and more, it’s difficult to afford the luxurious looks of a renovated home. In fact, the number one reason some Americans struggle to afford their first home is due to paying down debts, as cited by 26% of home buyers. How…
Are you searching for ethical companies to invest in? What is an ethical company? Should your ethics be a consideration when investing, or should you chase after profit? Obviously, you will have to answer these questions on your own, but if you are looking for some companies to invest in that are considered ethical, then…
Debt can be crippling if you let it build up without attempting to pay it down. Sometimes you can end up deep in debt because of an unexpected expense or problem, and it can feel impossible to get out of the debt you’re in. Especially after 2020 when so many people lost their jobs and…
A personal financial update for February 2021. It’s been a while since I posted what’s going on with me, so here we go. Debt I’m still debt free and plan on staying that way for the rest of my life. Currently my only debt is my mortgage. I’ve been looking into doing a refinance on…
If you have investments, then there are a few common asset allocation rules of thumb that you can follow to help you better manage your portfolio. These basic rules of thumb can help you to both grow and preserve your nest egg. Risk Tolerance A common asset allocation rule of thumb is the rule of…