Archives for February 2020

6 Realistic Ways of Getting Funding for Your Startup

Getting adequate funding for a startup is the sticking point for many budding entrepreneurs with brilliant business ideas. While nobody is waiting to blindly invest in any random business idea just because it sounds innovative and excellent, there are several viable options for getting funding for your creative startup. Here are six realistic, smart ways […]

How to Make Your Online Business Successful

Did you realize there are over 2 billion digital buyers around the world? Modern consumers love being able to find and buy merchandise from their phones, laptops and tablets. With the world of online commerce is competitive, there is room for more companies.

Personal Reflections FEB 2020

There hasn’t been much of a change in my debt since my last update.  So, as February draws to a close I thought I would take a break from the normal debt and asset updates and post up a few random thoughts and let you know what I’ve been up to this month. Don’t Panic […]

Can You Buy a House With Student Loan Debt? Yes, Here’s How to Tackle It

While the idea of the house with the white picket fence has morphed and modernized, the dream of homeownership is still very real for the average American. And while the call of homeownership remains steadfast, the cost of higher education has increased dramatically, strapping even the most financially prepared students with student loan debt. There’s […]

5 Smart Ways to Start Saving for Retirement Now

Although no one enjoys thinking about how their life will change as they age, it’s never been more important to plan ahead. About 51% of elderly people who need care live at home, 29% reside with a family member who provides care, and 4% are in nursing homes and assisted living facilities. Regardless of your […]

Top 4 Remarkable Reasons Why You Ought to Use Credit Cards for Your Everyday Purchases

How often do you use your credit card? You might come across many people preventing you from using your credit card. However, it’s usually within good reason. Most people tend to abuse this great financial tool and end up sinking in debt.

Why You Need To Consider Joining a Credit Union

There are several benefits of joining a federal credit union. Credit unions are unique because they provide an alternative banking experience to standard banking institutions. Additionally, history has played an enormous role as to why these credit unions are beneficial compared to traditional banks.

Has the First-Time Home Buyer Incentive Been a Success?

The new First-Time Home Buyer Incentive (FTHBI) has been around since September 2, 2019. Its goal is to provide first-time home buyers with a helping hand getting into the real estate market. When buying a home under the FTHBI, the Canada Mortgage and Housing Corp. (CMHC) takes a five or 10 percent ownership stake in […]

Life Insurance Sins: Don’t Make These Life Insurance Mistakes

Image Source: https://images.pexels.com/photos/128867/coins-currency-investment-insurance-128867.jpeg Even when life insurance is deemed unnecessary by some experts, the value of getting a life insurance policy that’s right for you cannot be overstated. This is especially important if you’re the main breadwinner of your household and an unexpected death could plunge your household into turmoil. It’s not enough that you […]

Things to Look For When Investing in Small Cap Stocks

Looking at the numbers, it is clear that small-cap stocks are performing considerably better than large-cap stocks. If you are looking for information on whether small-cap stocks are a good investment, you are golden. Over the past 20 years, the average annual return for the S&P 600 small-cap stocks is 10.5%. This is higher than […]