I’m posting a mid-month update. No changes to assets or debts since the beginning of December, but on a personal note we just finished up a rather significant project at our camp. I figured I’d share some of our progress and take a little break from the normal personal updates that I’ve been posting. If…
It’s hard to believe that it’s December already and that there is less than a month left of 2019. The year went by fast, but a lot was accomplished during that seemingly short time span. Christmas shopping has begun, and it’s being cash flowed as planned. Plans are being made to visit family, attend a…
The amount of money that a person has on hand is an important part of their financial wellbeing. Most experts recommend that a person try to set aside a rainy day fund of 3-6 months’ bills in case of emergency, including medical emergencies, family emergencies, or just losing a job. But students tend to be…
We recently returned from a 10-day trip out west. We hiked in the Nevada high desert, went to Lake Tahoe, stayed a few nights in Yosemite National Park, sat in hot springs in the California Mountains, spent 3 days in San Francisco, visited the Red Wood Forest on the California coast, and hiked in several…
I’m going to give a brief overview of my personal financial situation and go over a few main points of focus. I’ll be posting regular updates on my progress. Wealth Building I’ve been saving and investing for years. Currently, I’m putting around $1,000 a month into various funds and cash accounts. This is spread across…
They say that money can’t buy you happiness, yet daily people stress and struggle to obtain it. Yes, having money is necessary to buy things you need and want, but life isn’t to be defined by how much money you have or the possessions you own. All too often, people are so focused on paying…
What do you do when you are bored? Do you waste time on social media or watch TV? As an alternative, I’m going to offer some productive uses of your time. 1. Go to the gym There is probably no better way to relieve stress and overcome boredom than with a good workout. If you…
Are you looking for a safe place to park cash that is an alternative to your local bank, online account, or credit union? If so, then go to https://www.treasurydirect.gov/ and see what the government has to offer. You will find multiple savings vehicles that are backed by the full faith and credit of the…
A Beginners Guide to Finances If you are just starting out in your journey of financial education and wealth building, or if you have some debt and want to pay it off and start building wealth, then this primer is a good place to start. I’m going to run through some budgeting and wealth building…
We’ve all seen “Buy One, Get One Free” advertisements. It’s the single simple word “free” that allures us as consumers to buy a certain item or shop at a particular store. Be clear that these sales tactics are not due to the charitable nature of corporations but because they are great marketing and sales techniques…