A Beginners Guide to Finances If you are just starting out in your journey of financial education and wealth building, or if you have some debt and want to pay it off and start building wealth, then this primer is a good place to start. I’m going to run through some budgeting and wealth building…
We’ve all seen “Buy One, Get One Free” advertisements. It’s the single simple word “free” that allures us as consumers to buy a certain item or shop at a particular store. Be clear that these sales tactics are not due to the charitable nature of corporations but because they are great marketing and sales techniques…
uns I thought it might be helpful to share my financial resource list. This is not a list of ideals but a list of actual financial websites, services, and publications that I use and have found value in. Hopefully you too can take advantage of some of these in your own life and financial journeys….
You Still Won’t Have to Pay Until April 15 Preparing a tax return is not most people’s idea of a good time. As a result, we tend to procrastinate and wait until the last minute to file our returns. However, there are good reasons to start preparing your tax return as soon as you have…
If you are heating your home with heating oil, you know that prices can fluctuate wildly over time. I personally have an oil furnace, and I’ve paid anywhere from $1.95 per gallon up to near $3.00 a gallon in a three-year time span. So, what can you do to save on fuel? How to Save…
If you are a wine drinker, you know that not only are the choices endless but so are the range of prices. You can spend as little as a few dollars all the way up to hundreds or even thousands for a bottle. So, where do you start? I’ve compiled a short list of some great…
I’ve seen ads lately for a gentleman named Jason Bond. He’s selling an investment strategy promising to make you tons of money via stock trading. You know what they say about something sounding too good to be true. I decided to research to find out about this person and exactly what it is he is…
Good news since my first article on buying the cabin. Everything is a go. The appraisal came back favorable on my primary residence, and there will be plenty of cash at closing to buy the cabin outright. The official closing is later this week, but I wanted to give an update of what has transpired…
We all have influences and we all want to make sure we get the best financial advice. Other people often shape who we become, what we believe, and how we act. So, who influences me from a financial standpoint? I have had several influences. I’ll share a few of them with you. Family Influences Can…
So, I’m in the middle of buying a second home. This will be a vacation home — basically, a place for a weekend getaway. It’s a nice little 2-bedroom cottage that was recently remodeled, located in the mountains of PA, approximately two hours away from home. We threw out a low-ball offer, and the owner…