While no one ever wants to be involved in an accident, it’s important to be prepared in case you end up being in one. This is especially true as far as your finances go — it’s no secret that an accident can be extremely expensive to deal with in the short and long term. Have…
Life insurance is a policy some people think it’s essential to take out. No rule book tells you when the right time is to take out life insurance, but most adults feel it’s around the time when they’re starting a family – although many people take out a policy well before that or long after….
Life insurance is one of the surest and trusted ways to protect yourself and your loved ones. Everyone has financial liabilities, but unforeseen circumstances can occur and make it hard or impossible to keep up with your financial obligations. However, a life insurance policy can secure the financial future of your dependents. Your life insurance…
Far too many people think that they only need life insurance when they get married and have children. Between your student loans and all the other monthly expenses that add up, you might think that paying your rent is more important and that you can put off life insurance for a few years or more….
In the United States, healthcare costs have climbed in recent years to unprecedented rates. However, the cost alone isn’t the only problem medical patients in the United States are currently facing; the current healthcare system is leaving patients in debt, confused, and often untreated due to an inability to pay. While some patient demographics are…
Insurance can be a frustrating expense as part of homeownership. You may often feel like you’re continually paying for a service, without necessarily reaping the benefits of it. Hopefully, you’ll never have to make a homeowners insurance claim; that being said, you still want the most coverage possible for the lowest payment. The more you…
You probably have a 401k and some protection that is available to you through your employer. These are all great ways to get your feet wet in the financial planning world. Some who have done individual research might have even opened up an IRA or 529 plan on their own.
Cars, in general, eat up a good portion of your monthly budget. You have to pay for gas, maintenance and, of course, you have to pay for auto insurance. This helps you and other drivers ensure their property and their health while in your vehicles. For people with not-so-great credit or people considered to be…
I’m tired of people beating on permanent insurance. Last week yet another colleague of mine said, “I can’t think of a time when somebody should buy anything but term insurance.” I told him I could name five. He scoffed. I listed them off quickly to him, and today I’ll do the same for you. I…
When I was in high school my 22-year-old brother was teaching his fiance how to drive. She was 19. It’s hard to imagine being 19 and still not having a license, but I forget that people do this all the time. My brother is an awesome guy, he’s now married to the woman and I…