How to make your loan as affordable as possible

A quick guide to loan types in South Africa Let’s face it, taking out loans to cover expenses is more costly than funding outgoings directly from your pocket. Interest rates and service fees make borrowing money a more expensive undertaking than covering costs outright. Unfortunately, sometimes borrowing is necessary. When emergency and essential expenses arise,…

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Finding and Building With Cheap Lumber

If you are like me, then you may enjoy building things with wood.  I’ve built a bookcase from common lumber, and I’ve also done a few projects using salvaged wood from old pallets.  So, how can you get lumber cheaply?  Lumber is a commodity and is bound to the markets, but you can use a…

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Where to Put a Million Dollars

The Bare Naked Ladies sang an entire song about what they would do if they had a million dollars.  But, what would, or could you really do?  So, if you are in the 7-figure club, where can you put your wealth to ensure that it stays safe, continues to grow, provide income, and won’t disappear…

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