House flipping means that you buy homes at low prices, make improvements and then resell them for a profit. There are several television shows that follow “flippers” through the journey of buying the house and quickly reselling it for a large profit; unfortunately, these television shows are made for entertainment, so they don’t show the…
Nearly 30% of our neighbors live on a paycheck that barely covers rent and basic necessities. This is an uncomfortable figure for any parent, because it can make you wonder about your own child’s financial future. Because one-third of all Americans have poor credit, it’s a good idea to start early when it comes to…
The bad news is that dental care is expensive. The American Dental Association (ADA) reports that yearly dental expenses average a devilish $666 a year. The Centers for Disease Control and Prevention (CDC) add that one-third of Americans cannot pay medical bills of any kind, including dental bills. The good news is that saving money…
According to CNBC News, Americans should aim to have the amount equivalent to a full year’s salary in savings by age 30. By age 40, they recommend having up to three years’ salary tucked away. While these are the recommended values, the reality of the situation is much different. In fact, by 35, the average…
If you are considering renovating your basement, you’re probably wondering if you can get the additional space your family needs within a reasonable budget. A basement renovation can be handled cost-effectively, but you need to have a clear idea of how the space will be used. Plus, you need to watch for certain pitfalls along…
You would be surprised to find out how much of your successful business relies on your employees. To ensure that your employees maintain high levels of performance to meet your business goals, it is important to understand employee engagement. Even though you cannot force anyone to be engaged, you should provide them with adequate support…
As you go through life, you’ll experience many changes and a variety of life events. While different events can affect you in different ways, many of them will have a direct effect on your finances. If you’re experiencing a life event that will affect your finances, it’s important that you work with your financial advisor…
Your credit score will impact many elements of your life in unexpected ways. For example, the 37% of home buyers represented by millennials may have a bad credit score that affects their ability to buy. Thankfully, there are ways to boost your score that take minimal effort and may not cost you much. Here are…
Saving money is crucial in any type of business. Even the government has concerns about costs, especially when it comes to huge costs. In fact, the Department of Defense (DoD) has publications about huge costs that can costs billions of dollars annually. These costs typically come from what the DoD refers to as corrosion.
Let’s say you wanted to start a small business, and you were looking for one that has minimal startup fees. Something like a courier business or a food delivery service can be an option. However, before you decide to start any business venture, you should consider doing enough research. This will help you to plan…