We have all heard the saying health and wealth, but which one is more important? You would be surprised to find out!
Why does health relate to personal finance?
Step 1: most of us are wondering why on earth your personal finances matter in relation to your health. This is a fair question so let’s dive in. Let’s say you are laid off from your job, and have to have a major surgery that will cost $20,000. If you were smart about your finances, then this would not be a problem for you, otherwise your health will suffer because you won’t have the money to pay for your health. Conversely, without your health the quality of life declines, and it won’t matter too much how much money you have (tough to spend money when you are hospitalized). So your health has a direct relationship with your personal finances.
How to take care of your health (on a budget)
1. Get Health Insurance
If you are not an entrepreneur (risky/rewarding) then at the least you should have some type of insurance with your employer. This will allow that any large healthcare expenses are cut down significantly. This should be #1 as it has a lot of savings potential long term.
2. Annual check ups
Annual check ups are key to spotting any potential health issues long term and are something that will not cost much under employment health insurance.
3. Specialist care
If your family has a medical history in a certain area then you should see a specialist doctor in that field at least annually. For instance if you have a history of skin cancer in your family then you should see a dermatologist.
4. Pay attention to your body!
This point may sound obvious but many people do not pay attention to their health until things are too late. Often, just adding a simple supplement to your diet can improve your overall health and help manage some health conditions. For instance, microdose shroom capsules are thought to make you more energized, focused, creative, and productive. If you notice something odd, however, have a doctor check it out. Your health is always worth more than your money.
5. Exercise daily
This a given for any person looking to live a long and healthy life. In order to keep your heart and other organs healthy you really need strong cardiovascular workouts daily so blood is flowing oxygen throughout your body. Sports like crossfit, lifting weights, and martial arts will help build your core muscles and improve your focus.
The workout habits will also carry through if you start when you’re young, as your body remembers and it becomes easier to continue the habit each time. If you wait to work out regularly until you are 50 or 60 then it will become significantly harder as your muscles are not used to it. Further, as you age, having strong muscles and bones will help you significantly as your body slows down.
6. Eat healthy
This goes hand in hand with exercise, it’s best to fuel the body with healthy food like vegetables fruits and protein to keep your body and mind sharp and healthy. If you’re eating a lot of fatty processed foods then it will reflect on your energy levels and physical appearance. It’s true when they say you are what you eat.
The last two points on this list are actually most important for your overall health, and you will likely see life long positive benefits from working out and eating healthy starting at a young age.
What else is important for your health? Feel free to drop a note in the comments below.