Is Spousal Consent Required for Approving Loans?

Is spousal consent required for approving loans? Well, there is no one size fits all answer to that question. Generally, the answer is yes, but the better answer is that it depends. Let’s look a little deeper. The Legal Partnership of Marriage Marriage is a legal partnership that has far reaching implications. Everything from legal […]

Should You Borrow Against 403(b) Plans — or Any Other Retirement Accounts?

You can borrow against 403(b), 457(b), 401(k) or a Roth IRA plans — if the plan sponsor allows it  — but only the solo 401(k) lets you do so without having to pay a penalty.