Should you pay off your mortgage early? I am faced with this question, as I have extra money every month that I need to do something with. I could make extra mortgage payments to accelerate the payoff, but is it worth it? Extra Money I have an extra $1000 per month in my budget. I…
Here is my year in review for 2022. It’s been a year of market volatility and personal change. Here is an overview of 2022. The Good One of the most memorable moments of this past year is that I made a career change after working for the same company for nearly 20 years. It’s been…
I recently had a few small financial wins. These are minor in the grand scheme of things, but I like when I have these small wins along the way to larger goals. Small wins can keep you motivated, and it feels good to have things go your way from a financial standpoint. Here are a…
Are you in a financial mess? Don’t worry, you’re not alone. Millions of people are struggling with debt, and it can be difficult to know where to start when trying to get your finances back on track. In this blog post, we will discuss five steps that you should take if you’re in a financial…
Side hustles can provide a much-needed financial buffer during tough economic times. And while some businesses may suffer during a recession, others can thrive. If you’re thinking of starting a side hustle, here are a few ideas to consider. Start a Blog People are always looking for information and entertainment, making blogging a recession-proof business…
Can you legally manage someone else’s money? In most cases, the answer is yes! In this blog post, we will explore the various ways in which you can legally manage someone else’s finances. We will also discuss the benefits of doing so and how to get started. So, if you’re looking for a way to…
Summer is starting to wind down, and fall is approaching. As has been the case for some time now, my finances are in good shape. Debt is in the form of a mortgage only, and my investments are holding up well. Here is a quick update. Debt I paid off all my non mortgage debt…
August 2022 is almost half over, and summer is starting to wind down. I was able to accomplish a lot of projects this year, and I’m starting to think about the fall and winter months ahead. My finances are doing well, and my savings rate has been up. Here is a quick update. Projects As…
When it comes to money, we’ve all made mistakes. Some of these mistakes, often committed during your 20s, are tolerable. However, there are also bad financial decisions that have lingering effects for decades. Here are some money mistakes you can’t afford to make in your 20s. Not Starting To Save For Retirement Early Enough Once…
Here is a quick financial check in for July 2022. It’s hard to believe that the year is more than half over already. I’ve had a busy year with projects and work. My income has increased substantially, and so has my savings rate. Here is an update. Debt My only debt continues to be my…