A Carnival of Financial Camaraderie

All Things FinanceThe web has been scoured and we’ve found some of the best and most pinpointed ideas on building your finances from these select bloggers. It’s a bit too much for any mere mortal to read–but take a look at their titles and the synopsis they’ve written for us, and take a look if you think it is a fit to help you.

This carnival is hosted every second week by My University Money and you yourself can submit articles at Blogger Carnivals or Blog Carnival HQ.


Cat Alford @ Budget Blonde writes How To Budget College Students Funds – The following is a guest post from my friend Jason, who loves sharing tips and tricks on how to budget college students funds.

Oscar @ Money is the Root writes Why should you join a Credit Union? – Did you know that Credit Unions usually have lower fees and tend to pay higher rates than your average bank? Nearly 1 million Americans are now using credit unions instead of traditional banks.

Danielle @ Saving Without a Budget writes Seven Tips to Extend your Car’s Lifespan – Purchasing a new or used car is a hefty investment, and it is natural to want to make the most of your money. If you have purchased a car for the long haul, you will want to ensure that your car lasts as long as possible.

Matt @ Budget Snob writes The Good news about your Credit Score – Whether it is the interest you pay on your mortgage, your ability to get a car loan or being able to get a credit card with an excellent APR, your credit score, and making sure that it is a good one, is vital.

Jack @ Money Saving Ethics writes What is the best way to return a gift that was purchased online? – International shipping company FedEx recently released a survey that showed that nearly a third of all Americans are going to be going back and returning at least one gift this year that they purchased or received from an online retailer

Amy @ Money Mishaps writes Tips for Avoiding New (and old) Banking Fees – A recent report suggest that consumers who tend to skip over the fine print when they join a bank are usually the same consumers who get a big surprise when they find out the fees attached to the paperwork they signed when they did so.

Lenny @ Best Money Saving Blog writes Prepare yourself for Small Business Success in 2014 – as a small business owner, preparing yourself for success is something that should never stop. The thing is, there’s really not much of a difference between the end of one year and the beginning of the next.

Hadley @ Epic Finances writes The Advantages and Disadvantages of Ride Sharing – Car sharing services have taken off exponentially the world over in the past few years, with options ranging from ZipCar to RelayRides. These operate in slightly different ways. Some, like Uber or Lyft, work by allowing motorists to drive other passengers around the city for an informal taxi ride.

Lily @ Paying Debt Down writes Top 2014 Money-Saving Tips – With 2013 coming to a close many people are looking towards 2014 and finally becoming financially independent. The fact is however that while 34% of us set financial goals, only 8% of us actually reach them, at least according to a study published in the Journal of Clinical Psychology that was done by the University of Scranton.

Bob @ Dwindling Debt writes Social Security and Part-time Income. What you should know – These days more Americans than ever before are going to be working past the traditional age of retirement. A recent Wells Fargo study of 1000 middle-class Americans showed that nearly 34% of them believe that they’re going to have to work until they reach the tender age of 80 years old.

Sam @ The New Business Blog writes 5 Steps to Maximize Conversions on your Landing Page – If you use a Landing Page to attract and then send people to your website, and you are not satisfied with the results that you are getting, it is possible that the headline, body copy or your call to action are not as persuasive as they should be.

Marissa @ Finance Triggers writes Five Simple Steps to Succeed as a Landlord in 2014 – Welcome to the world of being a landlord! This is a job that comes with many perks but also carries many responsibilities. These five simple steps will help to guide you along the way to being a good landlord.

Marissa @ Thirty Six Months writes The 7 Best Towns for Your Family to Relocate to – If your town does not feel very family friendly, it might be time to think about relocating. Many cities and towns throughout the U.S. offer community activities that your family will enjoy together.

Aaron @ Aaron Hung writes The Best Ways to Increase your Credit Score – The simple fact is that even small improvements to your credit score can mean big savings, as low credit scores result in much higher costs for things like credit card debt, home loans and so forth.

Holly @ Club Thrifty writes Six Start-Up Ideas in Health and Fitness – If you are considering starting your own business in the fields of health and fitness, read this post for six start-up ideas.

Larry @ KrantCents writes Success Is Easy! – Success is easy! All you have to do is follow some easy steps. I can think back to school the first time I had a bad grade. All I had to do was listen in class, do my classwork, homework and study a little.

Natalie @ Debt and the Girl writes My Favorite (Cheap) Party Foods – Oh, delicious food! Why are you so tempting to eat? There are just too many crazy good party foods on the market today. Some are more expensive than others. I am a big lover of all things tasty in the food world but saving money is great too.

Alexa @ Single Moms Income writes Using Rental Properties for Retirement – When thinking about retirement options, is it always the same boring stock options? You know that it is important to diversify your portfolio, so why not add some good ole rental properties to the mix!

Alexa @ Defeat Our Debt writes How Does Non Profit Credit Counseling Work? – Do you think credit counseling would help with your debt pay off plan. If so, you are probably wondering how non profit credit counseling works.

Graham @ Moneystepper writes Fuel efficiency – how to improve your fuel efficiency – You may think that fuel efficiency is an after-thought when buying a car. However, from a financial perspective, the annual ROI between similar cars could be up to 59% when buying a more expensive car with better fuel efficiency.



Jester @ The Ultimate Juggle writes Does Technology Equal Productivity? – One of my new friends and I like to talk about new business ideas. The first time that we hung out, we ended up having a three hour conversation about some of our best ideas and how we would like to create them over the next couple of years.



Corey @ 20s Finances writes How to Get Your CAREER Off the Ground – Growing up a child I learned how to get a successful job: graduate high school, go to college, and then pick and choose the best company making you an offer. It was simple. Or so I thought. The unfortunate truth is that it is very hard to get a job when you are young. Even with a good college education, it’s hard to get your career off the ground.

CAPI @ Creating a Passive Income writes What It Meant To Be The Average Financial American in 2013 – In 2013, many Americans needed to watch their finances. Read here for a year’s review of finance to start off your 2014.

Don @ MoneySmartGuides writes Intelligent Ways to Save Money for Your Upcoming Summer Vacation – Do you have big summer vacation plans coming up? For example, let’s say that a bunch of your old buddies from college have finally decided to get together for an outdoor adventure of mountain biking, white water rafting, and trail […]

Emily @ Evolving Personal Finance writes A Peek at Graduate Student Loan Debt – Have you seen the spreadsheet of humanities PhD debt loads? The stories it incluses are mesmerizing!

Michael @ Save-Invest-Grow writes How Do You Define Success? – The post talks about defining success in today’s busy world. It looks at the concept of “early retirement” and how to set ambitious goals, while still having a balanced life.



Jon Haver @ Pay My Student Loans writes Pay As You Earn Student Loan Repayment Plan – Federal Family Education Loan (FFEL) Program loans cannot be repaid using this method, but your debt from those loans is taken into account when determining your eligibility for this program. You will need to choose another repayment plan for any FFEL loans you have.

Christopher @ This That and The MBA writes What’s the Deal with Extra Income – I was talking with my husband recently about my plans/dreams for extra income. I babbled on and on for a few minutes about plans I have for my blog and how I really want to start ramping up my extra income. Several minutes in, my husband interrupted…”Um, why are you so worried about making extra money?”

Harry Campbell @ Your PF Pro writes “My Latest Credit Card: The Amex Starwood Preferred Guest Card(SPG) “ – Since I’ve got a European honeymoon coming up this summer, I’ve been in full force research mode – comparing prices and figuring out how to redeem all my credit card points for free travel. We only have a limited amount of time to honeymoon during July and that happens to coincide with the busiest time of the year(and the hottest) for European travel. It can be a lot harder to redeem points during peak travel season but it is doable as long as you start planning early.

Harry Campbell @ The Four Hour Work Day writes Would You Sacrifice Your Family Life to Make More Money? – Even though I have a pretty large online footprint(I’m currently writing for 6 sites and managing 2) I also go to a regular job during the day. A lot of people like to complain about their job or bitch about their boss, but I actually like my day job. That’s one of the reasons why I haven’t taken the leap yet to working online full time. That and the money of course; I’m pretty honest when it comes to why I’m working in the engineering field.

Steve @ 2012 To 2014 Taxes writes Tax Season Dates And Tips – The new tax season is approaching quickly, and now is the time to get helpful information about state and federal tax filing.

Pauline @ Reach Financial Independence writes You Get Lucky When You’re Prepared – How does one get started in building wealth through assets? FI Fighter will help us to find better ways to build financial wealth and to have a better path to financial freedom.

Pauline @ Savvy Scot writes New year financial boot camp: Earn more money – Today we will talk about how to earn more money. I’ve listed some good ideas that can make a little more money each month.



May @ Messy Money writes Scrapping Household Metal for Extra Money – As a frugal experiment we began saving up our household metal and e-waste and taking it to the local scrap yard for cash. We are not getting rich off this scheme, but it helps fund the occasional indulgence. It brought an extra couple of hundred bucks into our house last year.

Little House @ Little House in the Valley writes Landscaping for a Dry, Hot and Windy Environment – A nature-inspired look using information about the local climate and flora, xeric gardening and landscaping can minimize water waste and save money.

Irfan @ Being Investor writes Frugal Spending: What to Include in Your To-Buy List – People always find it challenging to make the most out of the money that they earn. Oftentimes, they end up with very little money, if none at all, left after all their spending sprees. The most basic financial rule is never to spend more than you can afford.

Jacob @ Cash Cow Couple writes Vitacost Review – This details the easiest way to buy health foods and supplies at bargain prices.

Mark Ross @ Money Saving Dude writes A Quick Way To Save Money With The Help Of A Water Bottle – Stop consuming bottled water and get your own water bottle instead. Know the reasons why getting your own water bottle could be the best thing you can do for your wallet and our planet.



Roger the Amateur Financier @ The Amateur Financier writes 8 Considerations When Starting to Invest – A short guide to some of the things you need to consider when you are first starting to invest and trying to choose the best investments for your needs.

Luke @ Learn Bonds writes Risk Tolerance – What Every Investor Should Know – Risk tolerance is one of the most important and fundamental parts of investing. Here’s what ever investor should know about this important concept.

Debt Guru @ Debt Free Blog writes What To Avoid When You’re Buying Your First Home – Looking for your first home? It can be a difficult process, but we’re here to make it easier. Read for tips on what to avoid when buying a first home!

Wayne @ Young Family Finance writes Things for Gen Y to do in Retirement – Technology will not only change how we live and work as young adults, but also our future. While I am sure that technology will continue to evolve, it has already changed my understanding of retirement. Retirement no longer means playing golf, watching TV, and preparing to die. Instead, there are new activities for retirees to do while in retirement.T

Crystal @ Budgeting in the Fun Stuff writes Writing a Will – A cold front swept through Houston when Mr. BFS and I left for our cruise.

Minimalist @ Minimalist Finance writes 3 Ways to Save on Home Cleaning Products – 3 Ways to Save on Home Cleaning Products has been published on Minimalist FinanceCleaning products are part of almost every household budget, and they can be quite expensive. Between glass cleaner, disinfectant, laundry soap and other supplies needed for cleaning your home, cleaning products can take up a good chunk of the home maintenance fund.

Tushar @ Start Investing Money writes What Type of Investment Option is Best for You? – This Post was Originally published at What Type of Investment Option is Best for You? on Start Investing MoneyIf there is one thing you can rely on in the ever changing world of investments, it is that there are lots of different investments to choose from. You’ve got stocks, shares, IPOs, mutual funds, real estate investments and many others besides.

SBB @ Simple Budget Blog writes Taking Inventory of Your Financial Life – It’s important to keep track of your own belongings in cases of theft or damage. Here’s what you can do in order to create an inventory of your household.

Chad @ The Stock Market and I writes Playing Defense – With the stock market suddenly losing it upside bias, there are a few ways to protect yourself if you want to be invested for the long term.

Emily Teo @ Urban Departures writes Calculating the Different Types of Investing Fees – To better explain the different types of fees associated with investing, let’s see how much it costs to invest $1000.

Adam @ Money Rebound writes Who Earns the World’s Biggest Salary? – Just where do the biggest earners of the world get their money from.

Miss T. @ Prairie Eco Thrifter writes What Type of Investor Are You? – With stocks going higher and higher, and analysts saying that they don’t see much of an end in sight, more and more people want to jump head first into the market. However, before you get started, it’s important to think about the type of investor you are.

Jeremy @ Modest Money writes Best Peer To Peer Lending Sites Review – If you’re considering investing in p2p lending, you need to check out this review of the best peer to peer lending sites. Find out the best for you.

Erastus @ Prairie Eco-Thrifter writes What Type of Investor Are You? – Being a bullish or a bearish doesn’t really mean you know the type of investor you are. You should also know more about your lifestyle, the time you have, and the risk you’re willing to take.

Erastus @ Sweating The Big Stuff writes Start Investing, No Pity Party, No Excuses – Start Investing and stop making excuses. You have money to invest it’s only that you keep on procrastinating and if you don’t start investing today, you will loose more.

Pauline @ Make Money Your Way writes What are ETF’s – Troy continues the investing for beginners series, and now he discusses ETFs, the exchange traded funds.



Moneycone @ Money Cone writes Is it possible to earn 3% on your savings account without jumping through hoops? – If you are a big fan of big banks, you will no doubt love the interest they pay on your savings account (0.01%)! But then, let’s also be fair.

Brent @ PersonalFinance-Tips writes 5 unique ways to save money – When you’re trying to get your personal finances in order, it really helps to look into money saving tips.   Most people know about the basic tips such as to put a little money in savings each time you get paid and use money saving vouchers when you can.

Raquel @ Practical Cents writes Emergency Fund:Why Every Homeowner Needs One – Why you need an emergency fund especially if you are a homeowner and how to save for one.



Ted Jenkin @ Your Smart Money Moves writes 10 Ways To Save Money On Home Improvements – For almost a decade in the 1990’s, we were entertained by the standup comedy turned TV show starting Tim Allen called Home Improvement.

Eva Baker @ TeensGotCents writes $1,000 Challenge – Entertainment and Groceries – My mom continues on her quest to save $500 a month by participating in the $1,000 Challenge. Now she’s cut our grocery budget and I’m feeling kinda hungry!

PPlan @ Provident Plan writes The Graduated Tithe – A Good Alternative to Tithing? –        I’ve written a good bit of material designed to free people from the idea that the tithe is something they must do

Dominique Brown @ YourFinancesSimplified writes What Are Social Security Benefits? – Social security benefits come in several shapes and sizes. You may be eligible for certain benefits and not realize it.

Mike @ Personal Finance Journey writes Tips to Successfully Claim Auto Insurance after Accidents – Road accidents may not be on your agenda for the day but it is something that is not impossible to happen. They can occur suddenly and especially when you least expect it. Having your own auto insurance will prove priceless when this predicament happens to you.

Tony @ We Only Do This Once writes Training for a 5k Run – A Beginner’s Guide – Here are some simple tips when you are training for a 5k run.

Crystal @ Married (with Debt) writes Thanks to These Blog Carnivals – December 2013 to Current – Hi again! Every week, we submit our favorite posts to a variety of blog carnivals. When we are selected, it is common courtesy (and an expectation) that we link back to those that included us.

Jacob @ AllPersonalFinance writes The Truth About Car Finance – The truth about car finance If you are looking to buy a new car, there will be a whole host of finance options available for you. The dealers themselves will nearly always offer you a finance deal as it is a great profit maker for them, but the choice can leave a consumer very confused. …r

Minimalist @ Minimalist Finance writes 3 Ways to Ensure You’ll Never Forget to Pay a Bill Again – 3 Ways to Ensure You’ll Never Forget to Pay a Bill Again has been published on Minimalist FinanceWe’ve all done it. Every once in awhile, a bill slips our mind and we forget to pay it. The bill goes unpaid until you get a gentle reminder from the servicing company, or until you notice a late fee on your next bill.

IMB @ Investing Money writes How To Grow Your Wealth In 2014 – People across the country have made a resolution to take control of their finances in 2014. This is a great goal to have, but understanding how to make this goal a reality can be difficult. Buying a property with a home loan in the new year could offer substantial financial benefits to a property owner.

Lauren @ L Bee and the Money Tree writes Kitchen Upgrades to Keep Tenants Renting – L Bee Says: I am the Zillow blogger of the week! I used Zillow a good bit back when I was hunting for my first home, and I am excited to be featured. Below is a post by Diana Fishlock for those of you who, like me, have rental property income. Cheers! A good tenant is […]The post Kitchen Upgrades to Keep Tenants Renting appeared first on L Bee and the Moneytree.

Lindy @ Minting Nickels writes Should You Be Getting Depressed about the State of the UK Economy? – Let’s face it; it’s been a crazy couple of years, as far as the UK economy is concerned.

Maria @ The Money Principle writes What being debt free means to me? – Being debt free is mostly felt in little things; in a bunch of flowers, music and deep, restful sleep.

Tushar @ Earn More and Save writes How To Select A Forex Broker – The post How To Select A Forex Broker appeared first on Earn More And Save.If you are just starting out in Forex trading, it can be a confusing experience.

Bargain Babe @ BargainBabe.com writes Am I a Money Hoarder? – Am I a money hoarder? My friends say yes because I refuse to let my savings dip below $1,000. But they often have just $100 before payday.

SavingMentor @ How To Save Money writes HowToSaveMoney.ca Is Hiring Writers! – I want to bring you, my readers, the absolute best and most complete information on saving money that can be found anywhere in Canada.

Kyle @ The Penny Hoarder writes 5 Credit Card Promotions That Made Me $1,425 – One of the best ways for a Penny Hoarder to make some serious extra cash is to take advantage of credit card sign up bonuses. Of course, to get the most benefit, you should have excellent credit, and you should routinely pay off your credit card in full each month so you’re not paying interest.

SFB @ Simple Finance Blog writes How to Save Money on your Wedding – Wedding day is a big day in anyone’s life and a lot of planning goes into making it a dream occasion.

Tushar Mathur @ Everything Finance writes How to save money on pet costs – A month after getting married, my husband and I inherited our pup from a family friend. Essentially, he’s always been a member of our family.

Andrew @ 101 Centavos writes Try Some British Food. Tastes Just Like Chicken! – Here’s what not to say to your hired car driver in jolly old England: “You know, nobody ever says: hey, let’s go out for British food! I’ve been here over a dozen times, and never really had decent British food.” Such was the words blurted out by one American colleague from the backseat peanut gallery during last week’s trip. Discussing dinner options shouldn’t be a cultural minefield, but there it was.

Charles @ Getting A Rich Life writes 2013 Net Worth Review-A Look At My Investments – 2013 was an incredible year for all investments as the market lifted all asset classes. A closer look at all of my 2013 investment and their performance.


  1. Thanks for inclusion and hosting, I really appreciate it.

  2. Thanks for including my post.

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