Guarantor loans can be confusing, particularly because they’re a relatively new form of finance. The first guarantor loans were offered in 2007, and there is a scarcity of information available for those considering taking one out. If you’re planning to take out finance and are considering a guarantor loan, here are some useful tips to…
Opening with a strong hook, proving your idea can be a viable business through hours of research, and telling a possible backer that you feel like your dreams can become reality are important parts of your business planning. However, the very last part of your business plan can be where everything, all your hard work,…
For small business owners, credit cards are not just a cost to be managed. They’re also constructive financial tools that can bring a range of benefits to your company – if you use them correctly. Increased liquidity Credit cards are a handy tool for keeping cash flow under control. Using credit cards effectively, however, involves…
There is an old saying that rings true in small businesses and in life: You need money to make money. Whether you are just beginning a new business or you want to grow the one you already have, there will probably be a time when you need to take out a small business loan to…
Investing in the stock market can be a very intimidating proposition. There are over 9000 individual stocks to choose from on the major exchanges, then you have the pink sheets, exchange traded funds, sector funds, preferred stocks, foreign investments, ADRs, options – has your head stopped spinning yet? Fortunately for the average investor, Wall Street…
Initially, Arizona seemed immune to the housing slump that began plaguing the United States at the end of 2007. But Arizona resident’s rising confidence in their local economy stemming from their state’s apparent economic immunity was quickly snuffed out; as Arizona soon became one of the hardest hit states in the nation. As a result,…
Debt is a serious problem for more than 50 percent of the households in the United States. But before we can talk about a way out of debt, you must understand the mechanism for getting into debt. Is Credit Really Your Friend? If you’re like most people you’ll find your mail box full of pre-approved…
Crafting a refund policy might be the last thing on your mind when it comes to any business startup. Sometimes, it can feel like the things to keep track of are endless, but leaving your returns policy to the last minute is not going to help you in the long run. When faced with the…
There are a lot of things out there that will help you save. Unfortunately many of them don’t actually work, they fall under the collective description of false economies. Very often they come down to promises from a particular brand, company or person that sound great but in reality are not all that great. So…
Money for most people is a finite resource, and it seems as if everyone looks for ways to save money today when possible. But, did you know that you can save money while shopping online for items you need and want? A new service called Chippmunk can help. This unique service helps you search for and find…