You can borrow against 403(b), 457(b), 401(k) or a Roth IRA plans — if the plan sponsor allows it — but only the solo 401(k) lets you do so without having to pay a penalty. Jackie CohenJackie Cohen is an award winning financial journalist turned turned financial advisor obsessed with climate change risk, data and…
Marijuana legalization has been a long time coming, but it is happening slowly and methodically all over the United States. With Colorado, California, Washington and other states solidly on the recreational marijuana bandwagon, the sector is on the cusp of a boom, with growing business, cultivation firms and ancillary support companies popping up all over…
In another article, we discussed how to build wealth, and while we gave several reasons, it is still true that one option holds true over all others. Starting a Business The number one way to become independently wealthy is to start your own business. Why? Because once you build up a business enough, you can…
There are several reasons to start a personal investment plan, ASAP. The bottom line is that if you are spending everything you save, then you work is not leading you in the right direction. Eventually, you will want all of your income to be from your investments so that you can enjoy all of your…
There is one large misconception in the personal finance world. That it takes a specialized skillset or knowledge to invest your money. In reality there are indexes funds that have been making people wealthy for ages. VOO/SPY Both of these funds should be a starting place for index fund investing. They will both track the…