What’s the State of Social Security? It’s Worse Than You Think President Obama and Congress this year took big steps to stave off the “fiscal cliff” that everyone was talking about. But there is a looming fiscal cliff coming that will directly the lower and middle class in less than 20 years: Social Security. Back…
Have you ever heard to expect a 10-12% return if you correctly invest in the stock market? I’ve heard that, many times. Sure, others are out there promising massive returns on penny stocks and other immediately gratifying—but highly illusive—investment options. As we move forward it’s key to understand the difference between average returns and annualized…
Something I know a thing or two about is debt and marriage. I’ve been with my husband for 11 years, married four. In our relationship, there is no ‘’his’’ and ‘’mine’’ in terms of finances. For everything else, what’s mine is mine and what’s his is mine. I kid! We manage everything together. Given that…